Flexx Loan

Fast Access to Your Own Savings

Flexx Loan – Borrow Against Your One Bob One Day Savings

The Flexx Loan is a quick, low-friction credit facility designed exclusively for members with an active One Bob One Day Account. Instead of waiting on lengthy bank approvals or hunting for guarantors, your own consistent saving habit becomes your ticket to instant credit.

Because the loan is secured by the very savings you have built up, Bancario Group is able to offer Flexx Loans with minimal paperwork and same-day disbursement — rewarding the discipline of saving a little every day.

  • Flexx Loan Terms

    Key loan details:
    • Eligibility: Must have an active One Bob One Day Account.
    • Loan Limit: Up to 70% of your total One Bob One Day Savings.
    • Security: The balance held in your One Bob One Day Account.
    • Interest Rate: 36% p.a. (equivalent to 3% per month on a reducing balance).
    • Loan Range: Min Ksh 10 · Max Ksh 1,000,000.
    Interested in Joining? Contact us
  • Why Choose the Flexx Loan

    Built for everyday savers:
    • No Collateral Headaches – Your own savings act as security.
    • Fast Approval – No lengthy bank-style vetting process.
    • Encourages Saving – The more you save daily, the more you can borrow.
    • Transparent Pricing – A flat, predictable 3% monthly interest rate.
    Interested in Joining? Contact us
  • How to Apply

    Getting your Flexx Loan:
    • Ensure your One Bob One Day Account is active and has a sufficient saved balance.
    • Request your loan amount, up to 70% of your savings, via the Member Portal or our offices.
    • Once approved, funds are disbursed directly to your registered M-Pesa number.
    • Repay on a reducing balance at 3% per month, with the option to clear early.
    Interested in Joining? Contact us