Deca Project
First Quarter 2026/27 · 1st Time Commercial Paper
Deca Project
The Deca Project is Bancario Group's first commercial paper offering — a fixed-term investment product paying a constant monthly EMI over 28 months. Use the calculator below to see exactly what you'd earn and when, then purchase through the online portal.
Reference: TDPCP1/2026/028/2.5
Launch Event
Saturday, 19 September 2026 · From 9:00 am
Stanleys Haven, Murang'a
Key Terms
- Monthly interest 2.50%
- Term 28 months
- Minimum Ksh 10,000.00
- Maximum Ksh 2,000,000.00
- Fee Ksh 550.00
Indicative Payout Calculator
Figures below are indicative only. Your official schedule is generated on the portal once payment is confirmed.
Enter an amount to see your indicative payout schedule.
Principal
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Fee
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Total to Pay
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Monthly EMI
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Total Payouts
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Total Interest
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Calculation Date: — · First payout: — · Final payout: —
| # | Date | Opening | Payout | Interest | Repaid | Closing | % |
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How to Purchase
Purchases happen on the Bancario online portal — not on this site.
1
Sign in or register
Go to the portal. If you already have an account, log in. If not, tap Create Account and complete registration with your ID and phone number.
2
Open your Wallet
From your dashboard, go to Wallet. Top up via M-Pesa if your balance is below the amount you plan to invest.
3
Tap Invest
On the Wallet screen, tap Invest, then choose Commercial Paper.
4
Confirm & pay
Enter your amount, review the schedule, agree to terms, and pay from Wallet or M-Pesa to complete your purchase.